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Hire Purchase
Margin of Financing and Maximum Duration
Passenger Vehicles
| Age of Vehicles |
Maximum Margin of Financing |
Maximum Duration |
| New |
Up to 90% |
Up to 108 months |
| 1 - 3 years |
Up to 90% |
Up to 108 months |
| 4 - 7 years |
Up to 90% |
Up to 84 months |
| 8 - 10 years |
Up to 85% |
Up to 72 months |
| 11 - 12 years |
Up to 75% |
Up to 48 months |
Commercial Vehicles (with BDM not exceeding 5000kg)
| Age of Vehicles |
Maximum Margin of Financing |
Maximum Duration |
| New |
Up to 85% |
Up to 60 months |
| 1 - 5 years |
Up to 70% |
Up to 60 months |
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| Commercial Vehicles (with BDM exceeding 5000kg) |
Age of Vehicles |
BDM (kg) |
Maximum Margin of Financing |
Maximum Duration |
New |
Above 5,000 to 10,000 |
Up to 80% |
Up to 60 months |
New |
Above 10,000 |
Up to 75% |
Up to 60 months |
Up to 5 years |
Above 5,000 to 10,000 |
Up to 75% |
Up to 48 months |
Up to 5 years |
Above 10,000 |
Up to 70% |
Up to 48 months |
- Terms & Conditions apply
- Public Bank Berhad reserves the right to vary the terms & conditions at our absolute discretion.
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