You may have just tied the knot, and are planning to purchase a dream home to raise your family. Or you may have reached a point in your career when you're thinking of getting your dream car. Perhaps you need extra funds to help your child pursue an overseas education.
No matter what your dreams, you'll find that Public Bank has the right loan product to help you finance it.
And to ensure that you have access to the necessary funds as quickly as possible, our ISO 9001:2000 certified process ensures speedy loan approval.
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SWIFT provides financing for the acquisition of assets to help in the running of your business, or for making personal investments.
SWIFT offers:
- Daily rest interest calculation for great savings.
- Option for Redraw Facility for conventional loans with an approved amount of RM100,000 and above.
- An attractive margin of financing of up to 150% including trade bills.
- Option to defer paying your instalments for the first 2 years.
- Financing of your stamp duty and legal documentation fees.
- 10% discount on Fire Insurance premiums for the first year.
- Pre-approved credit cards for eligible directors with annual fee waiver during the loan tenure.
- Option for Free Legal Documentation.
- Free Electronic Credit Payment for EPF & Income Tax Payments.
ShopSave (New package under SWIFT Plan)
The package links your fixed loan to your current account whereby the credit balance in your current account will be used to reduce the fixed loan balance outstanding for interest calculation, thus resulting in interest savings.
The financing package is intended to help you:
- To purchase or refinance your own business premises, such as shophouses, warehouses and industrial factories.
- To raise working capital, including Overdraft and trade bills facilities.
- To raise funds for making personal investments.
- To finance the purchase of selected equipment & machinery.
Attractive interest rate up to BLR-1.40%*
* Terms & Conditions Apply
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