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You may have just tied the knot, and are planning to purchase a dream home to raise your family. Or you may have reached a point in your career when you're thinking of getting your dream car. Perhaps you need extra funds to help your child pursue an overseas education.

No matter what your dreams, you'll find that Public Bank has the right loan product to help you finance it.

And to ensure that you have access to the necessary funds as quickly as possible, our ISO 9001:2000 certified process ensures speedy loan approval.

HOME LOANS VEHICLE FINANCING OTHER LOANS
5 Home Plan MORE Plan

 

So you've chosen your dream home. Now it's time to choose your home loan.

5 HOME Plan gives you the flexibility of choosing from a wide range of different home financing packages, depending on your financial needs.

To ensure a comfortable monthly installment amount, we offer a long loan tenure of up to 40 years.

Choose a financing package from below:

Equal monthly instalment package
Fixed monthly instalments that allow you to plan and manage your finances better, with the financial flexibility of an overdraft facility.

Fixed monthly instalments package
An Islamic loan plan that lets you enjoy fixed profit rates that are not subject to fluctuating BLR.

Graduated payments package
A lower initial installment that increases gradually in tandem with your income.

Fixed rate for 3 years package
Protection from fluctuating interest rates for the first 3 years of your loan tenure, with the financial flexibility of an overdraft facility.

Fixed rate for 5 years package
Protection from fluctuating interest rates for the first 5 years of your loan tenure, with the financial flexibility of an overdraft facility.

HomeSave Package
The package links your housing loan to your current account whereby the credit balance in your current account will be used to reduce the housing loan balance outstanding for interest calculation, thus resulting in interest savings.

More benefits:

  • Great savings as interest rates are calculated on daily rest.
  • Credit cards with Exclusive Annual Fee Waiver for the entire loan tenure for eligible customers.
  • High margin of financing of up to 100% (inclusive of MRTA/MT/MRPA/ODL and/or loan documentation expenses).
  • Option for Redraw Facility (for new Conventional Housing Loans with an approved amount of RM100,000 and above).

Attractive interest rate up to BLR-1.80%*
* Terms & Conditions Apply

 

 
 


Highlights

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