PB-ING Cash Care Plan
A perfect complement to your hospitalization plan
PB-ING Cash Care Plan, a hassle-free hospitalization plan that takes care of your medical expenses and attends to your greater needs during hospitalization with daily cash benefit to reduce your financial burden. By having a daily hospitalization benefit of up to RM600, you have less worry on your hospitalization and medical expenses. PB-ING Cash Care Plan complements your existing medical coverage.
For added assurance, PB-ING Cash Care Plan provides another layer of protection by doubling the daily hospital cash in the event of admission into the intensive care unit (ICU).
What is PB-ING Cash Care Plan?
PB-ING Cash Care Plan is a yearly renewable hospital income plan that pays out daily cash benefit upon hospitalization due to illness* or accident** where the treatment or hospitalization is sought in Malaysia. For added assurance, the daily hospital cash benefit doubles upon admission into the ICU.
*if you are hospitalized for at least 3 consecutive days, the payment of daily cash will commence from day 1.
**For hospitalization due to accident, the entitlement and payment of daily cash will commence from day 1.
To make the coverage of PB-ING Cash Care Plan even more wholesome, this plan has value added benefits that are payable as a result of accident, covering medical reimbursement, ambulance fees and compassionate benefit.
This product is designed exclusively for Public Bank’s valued customers only. Easy to apply, easy to pay. So, what are you waiting for?
How You and Your Family Can Benefit?
- Dual-event protection covering illness and accident.
- Doubling of daily hospital cash benefit in the event of admission into ICU.
- High lifetime limit for daily hospital cash benefit where it is claimable for up to 365 days (inclusive of ICU stay).
- 5% discount on premium should you add protection for your spouse and children.
- Easy and simple enrolment process with no medical examination required.
- Convenient Premium Payment via auto debit from your Public Bank’s account.
- Affordable Premium for as little as RM1.33 per day.
Indicative Monthly Insurance Premium* for Insured Accountholder:
Attained Age (nearest birthday) |
Basic (RM) |
18 to 34 years old |
40 |
35 to 44 years old |
50 |
|
* the premium figures here are not exhaustive, please refer to your Certificate of Insurance for a complete list.
Indicative Monthly Insurance Premium Rates** for each Spouse and Children of Insured Accountholders:
Attained Age (nearest birthday) |
Basic (RM) |
30 days – 34 years old |
38 |
|
** the premium figures here are not exhaustive, please refer to your Certificate of Insurance for a complete list.
Note:
- Premium rates are not guaranteed and increase with attained age
Features at a Glance
| Plan Types |
3 Affordable Plans (Basic, Superior, Deluxe) |
Entry Age (Nearest Birthday) |
Minimum Age
- Insured accountholder & spouse = 18 years old
- Child = 30 days
Maximum *Age
- Insured accountholder & spouse = 59 years old
- Child = 17 years old
|
Termination Age (Nearest Birthday) |
65 years old (for insured accountholder and spouse)
18 years old (for child) |
|
* The maximum entry age for this plan is fifty nine (59) years (nearest birthday) for the Insured Accountholder’s Spouse and seventeen (17) years (nearest birthday) for the Insured Accountholder’s Child. However, the insurance cover is renewable up to the Policy Anniversary nearest to the sixty fourth (64th) birthday of the Insured Accountholder’s Spouse or the seventeenth (17th) birthday of the Insured Accountholder’s Child or the sixty fourth (64th) birthday of the Insured Accountholder, whichever is earlier. The insurance cover of the Spouse and Child of Insured Accountholders are renewable provided that the insurance cover of the Insured Accountholder is still in force.
What does PB-ING Cash Care Plan not cover?
Examples of the events not covered by the PB-ING Cash Care Plan include:
- For Illness: The length of stay in hospital must be at least three (3) consecutive days to be eligible for the claim and payment of Daily Hospitalisation Benefit will commence from day one (1) of hospitalisation.
- Accident: The Daily Hospitalisation Benefit is payable from day one (1) of hospitalization.
- Pre-existing conditions
- Waiting period of 30 days for claim relating to illness and 120 days for specific illnesses.
- Suicide
- And other exclusion
The description, benefits, exclusions, terms and conditions described above have been summarized and are not exhaustive. Details of more complete terms, conditions and exclusions are available in your Certificate of Insurance.
Facilities of Paying Premium
Autodebit through Public Bank’s accounts
For premium payment via autodebit, there will not be any prior notice to be sent to the insured accountholders. No official receipt will be issued for payment. The validated of premium deduction shown in your bank statement/ savings passbook is considered as proof of payment.
** This product is specially brought to Public Bank’s customers via its Insurance program with ING and is sold through Telemarketing only.
Sign up today and get protected. To find out more, please contact PB Free Phone at: 1800 22 9999.
Product Disclosure Sheet:
- English version, please click here
- Bahasa Malaysia version, please click here
This plan is underwritten by ING Insurance Berhad, licensed under the Insurance Act 1996 and regulated by Bank Negara Malaysia to transact all classes of insurance business.
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