Our SME Development Unit goes a step further by rendering the following services:

• Perform market research on the needs of SMEs.
• Develop various lending products and schemes to meet the requirements of SMEs.
• Encourage business development and joint promotion with relevant establishments such as SMI Association Malaysia, Federation of Malaysian Manufacturers (FMM) and other business-related associations and chambers of commerce.
• Enhance closer cooperation, collaboration and relationships with the SMEs and providing advisory services relating to the availability and usage of banking and credit facilities.

Just click on a product or service below to get more details on how to make Public Bank a partner in driving the growth of your business.

More Services for SMEs

We provide comprehensive assistance packages to Small and Medium Enterprises and Industries, both in terms of banking services that give more convenience and help improve efficiency, as well as business support services to keep you well-informed and help give you an edge over your competitors.

1. Banking Services
   The Bank provides a full range of banking and credit facilities to the SMEs. The following are some of the facilities commonly utilised by the SMEs:
   
   
   • Checking accounts (Firm & Company)
   • Savings accounts (Staff salary account)
   • Remittance & Forex (Demand Draft, Telegraphic Transfer)
   • Telebanking
   • E-Banking
   
   
   
2. Business Support Services
   
   
   • Banking Advisory Services
     The Bank provides free banking advisory services to its existing and prospective SME customers during the normal course of banking. The scope of advisory covers the types, features, applications and operations of banking and trade financing facilities. Advice is also given on the availability of various loan products and suitability to the respective SME businesses.
     
     
   • Workshops/Training on Banking & Trade Financing
     Training on trade financing instruments (e.g. LC, TR, BA, etc) may be conducted for SME customers of the Bank (subject to availability of resources). Such training could be in the form of formal class room training or practical hands-on sessions on the bills documentation. These training is also extended to new bills customers to train them to handle bills documentation effectively.
     
     
   • Economic & Business Reviews
     SME customers may request for the Bank's Economic Review which provides timely review on the global and local economies as well as other current economic and industry issues. Such bulletins aim to keep the SMEs informed of the performance of the local and major global economies and other factors affecting their business.
     
     
   • Forex & Money Market Updates
     Apart from the Economic Review, SME customers with interest in forex and money market may find our daily updates useful. The daily updates provides an overall view of the money market and forex quotations for major currencies which is important for hedging activities.
     

For more details, please visit any of our branches.