No matter what your organisation’s needs are, you’ll find a deposit account to cater to that need at Public Bank. We have deposits that make it easier for you to make payments by cheque, deal in foreign currency and also deposit accounts built around Shariah principles. You just have to select the product that will best serve your business needs from the following list.

CURRENT ACCOUNT

PLUS Current Account
Enjoy the use of a cheque book facility, a much safer and more convenient option to carrying large amounts of cash. You can also have access to extra funds available when you apply for our Overdraft facility.

Here's what PLUS Current offers you:

• Ease of opening an account for individuals aged 18 years and above (resident and non-resident) and sole proprietorships with an initial deposit of RM3000.
• Ease of opening an account for partnerships, corporate entities, associations, clubs or societies with an initial deposit of RM5000.
• This is a non-interest bearing account.
• Overdraft facility available upon application.
• A monthly statement is provided making it easier for you to keep track of your expenditure.
• Easy access to your account through any Public Bank branch, ATM, PB Telebanking or PBeBank.com.

This is an eligible deposit insured by PIDM.

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- Fees and Charges
- How to open a Current Account

FIXED DEPOSIT ACCOUNTS

PLUS Fixed Deposit Account

Offering attractive returns and a flexible tenure period, this is the safest investment option you can choose.

Here's what PLUS Fixed Deposit Account offers you:

• Ease of opening account for individuals (resident and non-resident).
• Ease of opening accounts for partnerships, corporate entities, associations, clubs or societies.
• Flexible tenure period ranging from one month to 60 months and in multiples of 1 month.
• Minimum placements:
  1 month - RM5,000
  2 months and above - RM1,000
• Automatic renewal for your convenience.
• Interest is payable 6 monthly for FD receipts of 13 months and above.
• Optional overdraft facility of up to 100% margin at attractive rates.
  

This is an eligible deposit insured by PIDM.

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- Latest interest rates
- Fees and Charges

FOREIGN CURRENCY ACCOUNT

Here's what PB Foreign Currency Account offers you:

• Choice of opening either a Foreign Currency Fixed Deposits Account or Foreign Currency Current Account, and therefore enjoy the flexibility of deciding whether to place your deposits for a short or medium term.
• Eligibility: All business entities and individuals.
• A choice of opening an account in the following major currencies:
  

  - New Zealand Dollar	- Australian Dollar
  - Pound Sterling	- U.S. Dollar
  - Euro	- Japanese Yen
  - Hong Kong Dollar	- Swiss Franc*
  - Singapore Dollar	- Thai Baht*
  - Canadian Dollar #	- Chinese Renminbi **

  
  

  Notes:	* only applicable to PB Foreign Currency Current Account
  	# only applicable to PB Foreign Currency Fixed Deposits Account
  	** only applicable to Individual customers

  
  
• The account opening requirement and operations are subject to the guidelines under the Exchange Control of Malaysia Notices and Bank Negara Malaysia.

PB Foreign Currency Fixed Deposit

• Minimum placement is RM 10,000 in a single receipt for each type of foreign currency.
• Flexible placement period, ranging from overnight to 12 months.
• Interest will be paid in the same currency as the one in your account.

PB Foreign Currency Current Account

• Minimum initial deposit of USD1,000 or its equivalent in other foreign currencies is required to open the account.
• No introducer is required to open the account.
• Enjoy daily interest for selected currencies, i.e. USD, GBP, AUD, EUR, HKD, NZD and CNY subject to meeting the minimum day end balance.
  
  Fees and charges
  - Click here for more details

For more information, please visit your nearest Public Bank branch or call free phone at 1-800-22-9999 during normal working hours.

WARNING
THERE IS AN INHERENT EXCHANGE RISK IN FOREIGN CURRENCY DEPOSITS DUE TO THE FLUCTUATION OF THE FOREIGN CURRENCY RATE AGAINST RINGGIT MALAYSIA.